PLAN What are your short term goals? What are your long term goals? Consider how the decisions you make could affect those goals. What can you do now to help the future you? BUDGETMake a record of expensesBe fair to yourself. Don’t plan to spend more than you make. SAVESave at least 10% of all money you make.Start to build your nest egg.Create the comfort that you are never “broke”. INVESTResearch Compound Interest!!!Familiarize yourself with investment terminology